There is a good list of easy ways to save money over on Personal Finance Advice.

Call Your Credit Card Company: If you have a credit card that currently has a balance on it, call your credit card company to try and get the interest rate lowered. Depending on how good of a customer you are, this can be easy or difficult to do. Always ask to speak to a manager (since they have more power to grant your wish) and you can follow this information to help you. If you can get your credit card interest rate lowered, you will save hundreds to thousands depending on your credit card balance and the time period it takes you to pay them off.

I can personally vouch for this one as I have had insane offers of rate reductions when I call to cancel cards. Your mileage may vary…

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